Our Specialist Insurance Policies
As a broker focussed on specialist car insurance, we’ll help you arrange the best cover for the best value.
We have over 30 years’ experience arranging car insurance for specialist cars, explore our policies below.
Performance Car Insurance
We have over 30 years’ experience arranging insurance policies specifically designed to cater for all makes of performance cars. We can cover brands such as:
• Aston Martin
• Audi RS
• Bentley
• BMW M
• Ferrari
• Lamborghini
• Maserati
• McLaren
• Mercedes AMG
• Porsche
Performance EV Insurance
Whether you own a performance electric car as an enthusiast driver for the weekend or use it as a daily driver, Keith Michaels will arrange specialist, tailored insurance. We can cover a variety of performance EV brands including:
• Audi
• BMW
• Polestar
• Porsche
• Tesla
Prestige Car Insurance
We have over 30 years’ experience arranging competitive prestige car insurance cover, with specific insurance schemes in place to suit your needs. We can provide prestige and luxury car insurance for brands such as:
• Aston Martin
• Bentley
• Ferrari
• Lamborghini
• Land Rover
• McLaren
• Rolls Royce
Supercar Insurance
Your pride and joy deserves to have the very best insurance and protection. Keith Michaels has specific specialist schemes in place designed exclusively for supercar owners.
Future Classic Car Insurance
Ensure the right cover is in place for your future classic. Our expert brokers have over 30 years’ experience in arranging specialist insurance policies for all makes and models of modern classic cars.
Our Insurance for Specialist Car Owners
Whether you own a prestige weekend driver or have a project car you’re working on restoring, we can provide insurance that protects your pride and joy.
Specialist car owners care about their cars and know that the car’s rarity is something to be cherished and preserved. That’s why at Keith Michaels, we proudly welcome enthusiast owners and their cars.
Our Specialist Insurance Policies Can Provide:
- Like-for-like replacement parts, maintaining your vehicle’s original condition.
- Agreed value policy option for peace of mind.
- Choose your preferred repairer, subject to insurer approval, for flexibility.
- Salvage retention in the event of a write-off.
- Benefit from 2nd car discounts.
- Mirror your No Claims Bonus for additional savings.
- Ownership discounts based on how long you’ve had your car.
- Discounts for long-term ownership of similar vehicles.
or call us on 0208 329 1150
You can also email one of our expat brokers if you’re overseas: [email protected]
The Keith Michaels Difference
- 30 years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Why Choose Keith Michaels for Enthusiast Car Insurance?
This Scheme Is Perfect For
- Drivers aged 25+
- If the car you’re looking to insure is not your primary/everyday car
- If you drive up to 5,000 miles pa (10,000 on referral)
- If the car is garaged or kept on a driveway
Discounts For
- Limited Mileage
- Enhanced Vehicle Security
- 2nd or 3rd Cars
- Secure Parking Access
Additional Benefits
- Priority claims management
- Specialist Team
- Salvage retention available
- Choice of vehicle repairer
- Mirror existing no claims bonus on primary vehicle
- Occasional commuting allowed
Speak to our Specialist Car Insurance Experts
We’ve got over 30 years’ experience arranging specialist car insurance, from weekend drivers to show day only cars.
Get in touch and speak to one of our specialist brokers today.
or call: 0208 329 1150
Specialist Car Insurance FAQs
What is specialist car insurance?
Specialist car insurance is a type of vehicle insurance specifically designed for unique or high-risk cars. These can include classic cars, high-performance vehicles, modified cars, or cars with high value. The policies are tailored to the specific needs and risks associated with these types of vehicles, offering a more comprehensive coverage than standard car insurance policies.
Who needs specialist car insurance?
Specialist car insurance is for those who own cars that mainstream insurers may consider high-risk or unusual. This can include cars that are more expensive to repair or replace, have a higher risk of theft, or are more likely to be involved in an accident due to their performance capabilities. This can also include cars that have been modified. Standard policies might be too expensive or not comprehensive enough for car owners like you to feel comfortable that your pride and joy is protected.
How is specialist car insurance different to a high street insurer?
Specialist insurers understand and cover the specific risks and needs of unique vehicles. They offer comprehensive coverage that may not be available with standard high street insurers. High street insurers often provide more generalised policies that may not fully cover the unique needs of high-value or high-risk vehicles. Specialist insurers, on the other hand, have the expertise and flexibility to provide policies that are tailored to the unique needs of drivers and car owners like you.
Can I get coverage for driving other cars with specialist car insurance?
This can vary based on factors like your age, occupation, and existing risks. It’s best to discuss this with your insurer to understand the specific terms and conditions of your policy. At Keith Michaels, we do offer 2nd car discounts, but this is often where your second car is driven considerably less, such as a show car.