What’s Included in our International Car Insurance?
As an international driver visiting the UK, it may be difficult to find a car insurance policy that is simple to understand and covers all your requirements.
We provide specialist car insurance policies for customers just like you, and as a specialist car insurance broker, we accept international no-claims bonuses – which means we’re able to keep the price of your insurance competitive.
We can arrange international car insurance that provides a range of benefits including:
- Fully comprehensive car insurance for complete protection
- Affordable policies, tailored to your needs
- International no-claims bonus and driving experience accepted
- Same-day insurance cover available
- Windscreen repair
- Breakdown coverage for roadside assistance
- Expert customer support from our dedicated policy handlers
- Non-UK resident and returning expat policies
When You’ll Need Car Insurance as a Non-UK Resident
You will need car insurance if…
- You’re an international visitor driving in the UK for any period of time. A valid licence from your own country is required but insurance is a legal requirement.
- You’ve brought your own vehicle into the UK with you.
- You’re renting or borrowing a car from a friend or family member.
- You’re travelling in the UK with a motorhome.
- Coming to live or have a work placement in the UK.
- Visiting the UK for 12 months or more.
- Living abroad with a car kept in the UK.
By choosing Keith Michaels, you’ll join thousands of satisfied customers from around the world, including Dubai, Hong Kong, Australia, New Zealand, America, Europe, Canada, UAE, Saudi, Qatar, Thailand, all Caribbean Islands, South Africa, Russia, West Indies, China, Japan, South Korea and Malaysia.
We also offer 7-28 days temporary cover if borrowing a family member’s or a friend’s car in the UK.
Specialist International Car Insurance Cover
We provide insurance to non-UK citizens from around the world, so wherever you’re travelling from we can offer you a competitive and tailored quote to suit you. Read our FAQs below or get in touch today.
or call us on 0208 329 1150
The Keith Michaels Difference
- 35+ years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Why Choose Keith Michaels for International Car Insurance in the UK?
Dedicated Policy Handlers
Friendly advice and support from our international car insurance experts.
Jason Robery
+44 0208 329 1168
Gary Hamilton
+44 0208 329 1165
Specialist Schemes
We have specific insurance schemes designed exclusively for non-UK drivers.
Benefits and Discounts
- International NCB accepted, but must be in English (or translated into English)
- Previous driving discounts
- Policies available to non-UK residents
Additional Benefits
- Priority claims management
- Policies are available to returning expats
- Staff have over 10 years’ international car experience
Speak to our International Car Insurance Experts
Our specialist international car insurance team will help you find and arrange the best cover for your individual needs.
Each of our dedicated brokers has years of experience finding the best and most affordable car insurance for people like you.
or call: 0208 329 1150
Useful International Car Insurance Resources
Guide to Non-UK Resident NCB
Find out about no-claims bonus for international drivers in the UK.
How Car Insurance works in the UK
Vehicle insurance is a legal requirement in the UK – find out everything you need to know.
What is the Congestion Charge Zone?
If you’re planning to drive in central London, you may have to pay the Congestion Charge.
International Car Insurance and Driving FAQs
International car insurance policies from Keith Michaels offer comprehensive coverage at competitive rates. To help you, we have answered some of the commonly asked questions from international drivers in our FAQ section below. As ever, if you have any further questions, please call our specialist brokers who will be happy to help.
How do I arrange car insurance with an international driver’s licence?
Arranging car insurance in the UK as a non-UK resident can often be difficult, however, Keith Michaels is a specialist insurance broker with over a decade’s experience serving non-UK residents, from tourists and holidaymakers to expats, embassy employees and military personnel.
Do you accept international NCB?
Keith Michaels rewards non-UK residents by accepting international no-claims bonus when supported by an English translation. No claims bonus is also known as no-claims discount or bonus malus in some countries and must be certified by an authorised translator and appropriately authenticated. For more information, speak to one of our brokers today.
How is driving in the UK different from other countries?
Driving in a new country can take some adjusting to. The key factors to remember are that we drive on the left-hand side of the road, meaning most cars are right-hand drive. Traffic laws are very strict – all drivers must follow and adhere to the Highway Code or face penalties or even bans from driving; speed limits are in miles per hour (mph) and finally, car insurance is a legal requirement.
I’m bringing my own car to the UK – do I need car insurance?
Yes, you’ll need valid car insurance if you’re bringing your own vehicle into the UK – it’s a legal requirement for all cars on UK roads, regardless of whether the driver is a resident or non-resident.
Do I need an international driving permit (IDP) to drive in the UK?
You generally don’t need an international driving permit to drive in the UK and can drive any type of small vehicle (for example, cars or motorcycles) as listed on your full and valid licence for 12 months.
Does the type of vehicle I drive in the UK affect my car insurance premiums?
The model and type of vehicle you drive can impact the cost of car insurance regardless of whether you live in the UK or are a non-resident. Key factors include the car’s value, engine size and performance, security features and even fuel type, which can all impact the price of your policy.
How long can I drive with an international driving licence in the UK?
Non-UK residents such as visitors and tourists can drive in the UK for up to a year (12 months) using a valid non-UK licence. EU/EEA licence holders can drive in the UK up to the age of 70, or for up to 3 years after becoming a UK resident (whichever is longer). Non-EU/EEA licence holders can drive for up to a year but must apply for a UK licence after this time, by exchanging their licence for a UK one.