Modified Van Insurance

Modified Van Insurance from Keith Michaels

For the best choice when it comes to modified van insurance, including converted campervans, look no further than Keith Michaels. We’ve been providing modified insurance for over 30 years. As a specialist insurance provider, we offer specific insurance schemes and policies to ensure all modifications, from locks to living areas, cover your modified or converted van.

Your modified van may have a different exhaust or suspension, or have undergone a complete vehicle change – engine, body, brakes, interior etc. From work vans with additional security features to converted campervans designed for summer holidays, we can cover almost any risk.

When you’ve spent your hard-earned money on vehicle modifications, you need to know that your money isn’t going to waste. With definitive cover from Keith Michaels, you can rest easy knowing that every modification is protected – from grill to spoiler. We love to cover enthusiasts who are as passionate about their vehicles as we are. Whether you have a van or pickup, we have access to insurers that are happy to cover you.

Request a quote today.

Why Do You Need Modified Van Insurance for a Converted Campervan?

For peace of mind and additional security, it’s vital to insure your van. Converted campervans and van renovations require modified insurance, even if they remain stationary or marked as SORN. More people are investing in ex-school buses and minibuses, turning them into stylish living spaces designed for life on the road. If you’re planning on undertaking major renovation projects for the interior of your van, you’ll need to ensure you are covered, even if the vehicle isn’t road worthy and designed to sit on private property.

Van Modifications We Cover

Adding something extra to your van, or adjusting engine specifications, after it has been manufactured and delivered could count as a modification. External appearance to enhanced safety features should be declared to your insurance company. Van modifications include:

• New sound system
• Suspension changes
• Alloys and tyres
• Improved engine performance
• Internal racking
• Fitting heavy-duty locks
• Fitting a bulkhead
• Custom body-kit or paint
• Adding parking sensors
• Campervan conversions
• Plumbing, electrical or interior modifications for the purpose of living

Converted Campervan Insurance

Insurance Those who want to convert their van for driving holidays, or to use as accommodation, need to make insurers aware if they are making certain changes. Introducing interior modifications can alter the value of the vehicle, so ensuring you are covered is vital. Plus, we love to hear about these renovation projects, and are always happy to answer questions about converted campervan insurance. Modifications include:

• Removing seats
• Removing windows
• Adding fitted kitchen items
• Adding insulation
• Power supplies
• Installing beds

Do you provide discounts for modified van & converted campervan insurance?

Discount can be provided for modified van and converted campervan insurance; one of our colleagues will be able to answer any questions you have to determine eligibility. It’s possible to receive discount if your modified van fits into one of the following categories:

• a second vehicle within the household
• used for limited mileage
• presented as ashow vehicle
• pride of place classic van

Which vans are popular for modifying?

The vans that most regularly undergo modifications are:

• VW Transporter
• Ford Transit
• VW Caddy
• Mercedes Sprinter
• Toyota Proace
• Vauxhall Vivaro
• Citreon Berlingo

At Keith Michaels, we can help locate insurance for these plus many more types of modified vans.

Why do van & converted campervan modifications change the price of the insurance?

Making changes to your van can alter the price of your insurance., This can be because the market value increases or certain modifications benefit safety and security. Adding additional safety features will usually lower your premiums, but other changes, such as altered suspension or specification changes, can cause your insurance to increase. This can be either because the van is simply worth more, or because it has become more attractive to thieves – such as eye-catching paintwork or performance enhancements.

What vans make the best campers?

Among the most popular vans for campers are VW Transports, Ford Transits, and Renault Trafics. This is mostly because of their generous size and smooth driving style.

Depending on your needs, various vans might be more suited for campervan conversion than others. Whether you plan to travel as a family or to work in amazing remote locations, you’ll need to determine which van is right for you.