Car Insurance for Singaporean Drivers in the UK

Moving to the UK from Singapore? Keith Michaels Can Help

For Singaporean drivers in the UK, you will be able to drive without the need for a permit or hitting a quota, and the sprawling country lanes will feel relaxing compared to the city bustle that central Singapore brings. One easy transition, however, is that we all drive on the left-hand side of the road.

If you’ve decided to make the UK your permanent or second home, or are here regularly on business, having a UK car insurance policy, even if you don’t drive in Singapore, is incredibly beneficial for you. As it’s a legal requirement to have car insurance in the UK, taking out a policy with expat insurers, Keith Michaels, will ensure you are protected.

No UK Insurance History? Not a Problem

Even if you’ve never been insured in the UK, we can provide insurance for you. As Singaporean driving licences are recognised in the UK without an IDP, it’s easy to get ready to drive.

UK car insurance is digitally referenced, including residency status, crime history and credit history. For expats, there is often no such history and as such, you can be instantly rejected by many insurers.

That’s not the case with us. At Keith Michaels, we’ve got over 30 years’ experience in providing specialist insurance, including expat insurance, performance car insurance, and import car insurance. As a Singaporean driver, we have a team of expat brokers ready to arrange your insurance policy.

Import Insurance for your Singaporean Car

Whether you want to import your vehicle from Singapore, or are looking to bring over a modified car, we can help. We know how important it is for your car to be protected by an insurance policy that doesn’t place unnecessary restrictions on your driving either.

We’ve been providing specialist import car insurance for foreign specification and modified cars for years. Each of our brokers is an expert in their field, so when you talk to us, you’re talking to not only a fellow car enthusiast, but someone who really does know their subject.

or call us on 0208 329 1150

I have Singaporean NCD. Can I Transfer It Over?

 If you have accumulated NCD (No Claims Discount) while driving in Singapore, we may be able to take this into consideration when you’re driving in the UK. Circumstances are of course, incredibly personal, but we always aim to transfer NCD where possible. As the NCD scheme is centrally regulated in Singapore, it may not be like-for-like, but where we can, we will honour it.

I have modified my car in Singapore and am importing it to the UK. What do I need to declare to UK insurers?

Unlike Singapore, where only modifications that affect the operation of a car need to be declared, in the UK, you have to declare every modification. This is due to the value calculations that factor into your premiums in the UK.

Can friends and family be covered through Keith Michaels?

If you have friends or family visiting the UK, we can provide temporary insurance cover on your car through our partners. Before they drive in your car, get in contact with your broker, and we can arrange for cover from 1-28 days inclusive. If they are planning to stay for longer, your broker will be able to investigate alternative insurance methods.

I will be importing my car to the UK. Can you still insure it?

Yes, we can! If you are importing your car to the UK from Singapore, we will be able to find an insurance policy for you through one of our specialist schemes.

You’ll need to provide us with the details of your car, and we’ll get back to you with a quote.