Car Enthusiast Insurance from Keith Michaels
To be an enthusiast is to be a person who is very interested in a particular activity or subject. Here at Keith Michaels, we are enthusiastic on a number of fronts – none more so than getting you the most appropriate cover for your pride and joy. We have experts in numerous fields and our collective knowledge is at hand to assist you, the enthusiast driver.
We understand that being a car enthusiast is more than just an interest – it’s a way of life – it becomes behavioural and impacts one’s senses. Whether it be the smell of leaded fuel and additives at a classic event with or the visceral sound of an old V8, it’s a feeling that’s hard to describe.
However, we understand that being a driving enthusiast isn’t restricted to a love of classics. With track days for all manner of marques and classes, plus events for drifting, hill climbs and car clubs – we’re all spoilt for choice.
This means that when mainstream insurers turn their noses up at your aftermarket modifications or skyrocket your prestige vehicle’s premiums, it can be disheartening, to say the least.
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The Keith Michaels Difference
- 30 years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
We Reward You for Being a Car Enthusiast
At Keith Michaels, we pride ourselves on getting you the best deal on your car insurance, and unlike mainstream insurers, we welcome driving enthusiasts with open arms. For instance, if you run a car club, please contact us to discuss a possible specific club discount for your members. We also offer other distinct benefits, including:
- Like-for-like replacement parts
- Agreed Values on request
- Track cover on request
- Repairer of choice (subject to insurer) – the majority of insurers do not allow this
- Salvage retention in the event of a write off
- 2nd car discounts
- Mirrored No Claims Bonus
- Ownership discounts (dependent on how long you’ve owned the car)
- Discounts for how long similar car(s) have been owned – great for new purchasers
Because we are fellow car enthusiasts, we know what you require. This means we are able to provide the most appropriate insurance cover for your needs, to ensure your vehicle is properly looked after. Request a quote today.
Do I Count as a Car Enthusiast?
For you, being an enthusiast could mean that your 2nd or 3rd car is the weekend transport covering only a few miles each year. But this doesn’t mean it’s not equally as rewarding.
There is no entry requirement to become a ‘car enthusiast’. A Skyline R33 owner can have the same passion for cars as a classic car restorer, and working on a Clio can be just as rewarding as detailing the seats on a Bentley.
What links us all is the passion we have for vehicles and (probably) having the unique ability to talk for hours about them and not get tired of it. Above all, as enthusiast drivers, we appreciate our own vehicles way beyond their original task of just transporting us from A to B.
For further information about insurance for your specific vehicle, see our manufacturers A-Z.
Examples of Enthusiast-Performance Cars
Alfa Romeo
- Giulia Quadrifoglio
- 4C or 8C
Aston Martin
- All Models (excl DBX)
Audi
- S1
- RS3
- RS4
- RS5
- RS6
- RS7
- R8 V10
- TTRS
- select S models
- No Q or RSQ Models
Bentley
- All Models (excl Bentayga)
BMW / Alpina
- Select (newer) M models with engine >3.0L (1M, M2, M3, M4, M5, M6)
- CS/CSL models
- select Alpina models
- Z8. No X models
Fiat
- Select 595/695 Abarth models.
Ford
- Select Fiesta ST (Mk7/8)
- Focus RS Mk2/Mk3
- Focus ST Mk2/3/4
- Mustang V8
- Special editions
Honda
- Select (newer) Type-R special editions
- All NSX
- S2000
- DC5
- Integra R
Hyundai
- I30 N
Jaguar
- F-Types >3.0
- XFR/XKR/XJR
- Any SVR model
Lexus
- ISF, LC, RC, LFA models
Lotus
- All models
Maserati
- All models (excl Levante)
Mercedes
- Select AMG models (A/C/CLK/E/S/SL, etc)
- GT/SLS models, excl ML, GL, etc
Mini
- Works/JCW/GP
Mitsubishi
- All Lancer Evo/Ralliarts
Nissan
- Select 350/370 models
- All GTR/Skyline
Porsche
- All models (except Cayenne, Macan, Panamera, Taycan)
Renault
- Select Renaultsport models – 182 Cup
- Megane RS
- R-26R, etc
Seat
- Select special editions (Cupra, Bocanegra)
Subaru
- Select Impreza turbo models
- Forester STI
- BRZ
Toyota
- Selected special edition models (Yaris GR)
- new Supra
- GT86
Vauxhall
- Maloo
- Monaro
- VX220
- VXR8
Volkswagen
- Golf R/R32
- Scirocco R
- Passat R36
- Up GTI
- W8/W12 models
Volvo
- Select R models
Why Choose Keith Michaels for Enthusiast Car Insurance?
This Scheme Is Perfect For
- Drivers aged 25+
- If the car you’re looking to insure is not your primary/everyday car
- If you drive up to 5,000 miles pa (10,000 on referral)
- If the car is garaged or kept on a driveway
Discounts For
- Limited Mileage
- Enhanced Vehicle Security
- 2nd or 3rd Cars
- Secure Parking Access
Additional Benefits
- Priority claims management
- Specialist Team
- Salvage retention available
- Choice of vehicle repairer
- Mirror existing no claims bonus on primary vehicle
- Occasional commuting allowed