AC30 Car Insurance

If you’re unlucky enough to be convicted of the obscure “undefined accident offences”, you will find an AC30 endorsement added to your driver’s licence. Being convicted of this Accident Offence will make it difficult to find competitive car insurance. Given the rare nature of this conviction, insurers will likely need to find out more about the circumstances of the conviction before considering offering an insurance quote. Fortunately, at Keith Michaels we’re here to help.

If you’re unlucky enough to be convicted of the obscure “undefined accident offences”, you will find an AC30 endorsement added to your driver’s licence. Being convicted of this Accident Offence will make it difficult to find competitive car insurance. Given the rare nature of this conviction, insurers will likely need to find out more about the circumstances of the conviction before considering offering an insurance quote. Fortunately, at Keith Michaels we’re here to help.

Getting an AC30 Conviction Code

An AC30 endorsement is an unusual offence code and does not get used by the police or DVLA very often. They would prefer to convict under one of the more common codes, but in rare cases, the AC30 is the only option. It covers a variety of offences, but all involving the particulars of a car accident.

Penalties For Undefined Accident Offences

If convicted, your AC30 endorsement will remain on your licence for 4 years from the date of the offence. You will also receive 4-9 points on your licence depending on the circumstances surrounding the offence. This is the least severe of the accidental offences. If you acquire more than 12 points on your licence within 3 years, you will also receive a driving ban.

Accident Offences

Click here to view all motor conviction codes

AC30 Car Insurance

We understand that 4 years of having to explain the curious circumstances of your endorsement is time consuming and stressful. An AC30 endorsement can hold up the process of getting a quote and when you eventually receive a quote, it is likely to be higher than usual. Any endorsements, no matter how rare, are evidence of higher risk drivers in the eyes of insurers. However, at Keith Michaels we know you’re a person, not a policy number. Our specialist brokers are happy to help with your search by finding the best insurance policy for the best possible price.

We can provide a range of car insurance quotes that are tailored to your personal situation, to keep your premium as low as possible and back on the road as soon as possible.

It is vital that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. If you are stopped by the police, you will receive a driving ban. For more handy information for AC30 convicted drivers, click here.