BMW M Car Insurance

Car Insurance for BMW M Drivers from Keith Michaels

BMW M models carry their own level of notoriety wherever they go, that’s often why you might end up paying more for your insurance than expected. Whether you simply enjoy the thrill of owning an M badge or possess a rare collector’s item, like the M3 CS, you’ll want specialist car insurance that meets your needs.

Our expert team of insurance brokers will source the best offers for your BMW, leaving you feeling nothing but content with our choices.

Whether you drive the sleek BMW 1M Coupé or the thrill-inducing M5, our in-house experts are always available to find the policy that’s right for you.

At Keith Michaels, we can also help you if you own a piece of BMW heritage, like the original M3 or the first M5. Whether you keep it for show or exhibition, we’ll provide an insurance policy that safeguards your car.

BMW is one of the world’s most prestigious car brands, with innovations developed and released several times a year. Engineered in Germany, BMW is synonymous with build quality, excellent drive feel and pure joy. Our teams are experts in sourcing the very best insurance deals for those driving the most prestigious and powerful vehicles. After all, when you own an M badge, you’ve got something truly special.

Modified BMW M Car Insurance

Many owners of high-performance BMWs choose to make further aftermarket modifications to their vehicles, such as lowering the suspension or investing in a striking set of alloys. It can be tough to get good value on your modified BMW insurance with mainstream insurers, especially those who just treat you as high-risk. Fortunately, at Keith Michaels, we’re fellow performance and modified car enthusiasts, meaning we already know the joy your car brings. That’s why we can tailor your modified BMW insurance quote to suit your exact requirements and ensure you feel confident.

Find out more about our modified car insurance services; we cover all sorts of BMW modifications also suited for vehicles used as second cars, on limited mileage and as prestige cars.

A Guide to BMW M – FAQs

Are BMW M cars reliable?

As a product of German engineering, BMW M cars are recognised as being reliable cars that don’t compromise on space, comfort or power. However, much like any car, this is entirely dependent on how well you look after it and your driving behaviour. Regular maintenance and servicing from BMW-approved centres will mean your pride and joy will have a better chance of a long and healthy life, with minimal issues.

Are BMW M cars expensive to repair?

Yes and no. Essentially, the older and rarer the model, the more likely it will be an expensive task to fix, especially if parts are no longer made. Depending on where you purchased it, much younger models may be covered under some form of warranty, saving you money on faults or repairs. You will need to check this with the place you originally purchased it from.

Of course, without the right car insurance, more serious repairs could be more costly than you originally bargained for. That’s why you always want to make sure you’re properly covered in case of theft, vandalism or an accident.

What’s the best BMW M car?

The consensus of most petrolheads and BMW lovers out there is that it’s the BMW M3. Stealing hearts since 1986, the M3 E30 was designed for the racetrack, with many still claiming it to be the greatest name in car performance history.

However, the beauty of the BMW M is that it has choices for everyone. The original M1 is highly sought after as a collector’s item now as the first M performance car to arrive from BMW. If you’re looking at a daily driver with power at the forefront, then any M car between the M2 and the M8 fits the bill. You may be looking for something that’ll turn heads, such as the rare Z3M Coupé or the classic E34 M5, which are both great choices. The M8 Convertible will also let you enjoy the wind in your hair. There are even cars for the family (with a bit of a kick), such as the X3 M, X4 M, X5 M or X6 M cars, boasting both space and performance.

What do the BMW M colours mean?

The red stripe represents the oil brand Texaco, who partnered with BMW when M racing first started out. The blue stripe represents BMW and the Bavarian region. The middle purple colour is used to represent the partnership, or blend, between BMW and Texaco at the time.

What Does BMW M Stand For?

BMW stands for Bayerische Motoren Worken, which is German for Bavarian Engine Works Company. The M, on the other hand, means motorsport. You may often hear the M5 or XM referred to as M Performance.

What’s the Difference Between an M Performance BMW and an M Sport Model?

BMW M is an elite category of models designed with thrilling performance and motor racing traits in mind. In most cases, these are the cars with the heftier horsepower and increased torque figures. Within the BMW M family, you’ve got the M2 Coupé, the BMW M4 and X5 M.  

An M Sport is a type of trim covered within BMW’s range. These normally have a much sportier look, with enhanced technology and design compared to Sport models. Although they carry a lot of the personality M cars possess, you won’t be enjoying the same amount of power.

Which BMW M is the fastest?

Every year, the car brand brings out something more daring in design and performance. Some of the fastest M cars of all time include:

• BMW M5 Competition: 0-62mph in 3.1 seconds
• BMW M4 Competition: 0-62mph in 3.8 seconds
• BMW XM: 0-62mph in 3.8 seconds
• BMW M2 Competition Coupé: 0-62mph in 4 seconds
• BMW M3 Saloon: 0-62mph in 3.9 seconds
• BMW M6 Gran Coupe: 0-62mph in 4.1 seconds

What Was the First BMW M Car?

The BMW M1, also known as the E26, was the first sports car to be produced by the brand. It was sold across the world between 1978 and 1981, with only 430 cars released worldwide. It’s well and truly a collector’s item now. In fact, up to 40 of the cars were designed for motor circuit use only, making them even rarer.

After the BMW M1 was built, it started the legacy of BMW M and a long line of iconic motor sporting cars. Despite being incredibly loved, the M1 has yet to be replicated, but many are hoping the brand will bring it back one day.